Daily Archives: 14.05.2016

Cabanas: An Ultimate Poolside Luxury

If we look back in the gone decades, we find that people used to set up cabanas on poolside areas, as a storage to stock the essential pool maintenance kits. In fact, there are many, if not most, who still store diverse tools and accessories in these poolside shelters. However, if we gaze at the current booming trend, we find that cabanas of today are not really a storage space. These spaces, nowadays, are being broadly used as a poolside ‘temporary’ room, where small group of guests (10-15 people) can gather, and enjoy the amazing views of the poolside party, while sipping their drink and chitchatting with their peers.

According to the widely-spread definition of pool cabana, it is a small structure, usually made up of timber or cloth material. It could have a similar structure as hut, canopy, or stall. But, the facilities, that these small structures are blessed with, make it a luxury. There are daybeds, refrigerator, sofas and table set, and television or music player in these units, so that the people can enjoy some private moments, while being a part of the ongoing party. Fan, heater and air conditioner are placed as per the ongoing weather. The design of these contemporary huts can also facilitate you with private closets, in which you can keep your towels, clothes, and other belongings.

The interior designs of cabanas

There are various designers and design studios that compose pool side huts on special orders for poolside parties. The organizers want a cabana where their guests can feel comfortable and contented, and their privacy can be ensured. Things need to be soothing, well-placed and well-maintained. The organizers ask the designers to keep the theme and class of the party in mind when designing the interior of these special-purpose huts. From music to television, and from snacks to drinks, everything related to guests’ comfort is supplied into these separate rooms.

Organizing space and serenity inside cabana


    • There should be sufficient drawers and cupboard space, which guests can utilize as per their need. To manage the space, ideal it would be to install sliding doors for cupboards.
    • For a grand pool party, there should be some huts that look like other shelters, but actually should be designed to be storage rooms. Optionally, some storage space can also be set up at the back of each shelter, however proper designing and planning will be required for this. Still, to maintain the supply of snacks and drinks at every hut, there will be an immense requirement of a large store room. Therefore, things need to be planned prudently.
  • Additionally, to maintain the wastes, there should be a space that does not come in everyone’s view, and where waste can be disposed of.


Cabana is hut like structure, oftentimes seen around poolside areas. In earlier times, it was used as storage space for pool maintenance accessories, but today they have an entirely different purpose. They are an ultimate luxury for poolside parties.


How to Qualify For the Best Mortgage Rates

Looking for a home mortgage will help you get the best financing deal. A mortgage, regardless if it is a purchase of a home, home equity loan or refinancing is a product, so the terms and prices are negotiable. It is helpful to compare the costs involved to obtain a mortgage. A thorough research on the best deals could save you thousands of dollars.

If you are looking right now for a home mortgage, here is what you can do to find and qualify for the cheapest rate possible.

1. You have to shop around for a loan as hard as you would a car or a Caribbean cruise. Try to compare fees and interest rates from at least a dozen lenders by looking at newspaper ads and online sites. Loans that offer the lowest rate with $1,000 fees or less are usually the best.

2. Check out your Credit Report since this is the most important determining factor of the amount you can afford for a mortgage. If you find errors, you could fix them by writing a letter to the credit bureau, explain the problem, and ask them to do an investigation. Attach whatever proof you have and send everything through a registered or certified mail.

3. Pay your dues on time. Thirty-five percent of your credit score is based on whether you pay your bills on time. When applying for a mortgage, it is important that you do not have late payments on your report within the last six months. More than anything, lenders want to know that you would be able to pay your dues promptly every month. If your credit history reflects a skipped payment or payment that has been a few days late, you will be considered as a risk and borrowers in that category pay higher interest rates or worst, denied the mortgage.

4. To qualify for the best mortgage, you should be able to pay down your credit card debt. One-third of your credit score is based on the amount of available credit you have consumed. If you owe $8,000 on your card with a $15,000 credit limit, you have used more than half of your credit available and that will appear excessive. Every time your debt-to-available-credit ratio goes up above fifty percent will get you penalized. Reducing your balance to less than half of your limit on each card that you possess will have a positive and immediate impact on your score.

5. Refrain from applying for a new credit card and other kinds of loans. Your prospective mortgage lender will check your credit report when you fill out their application and those are noted on your history. Each inquiry could lower your score by up to 12 points.

6. The mortgage rate that you qualify depends on several factors and one of which is your years on your job. Different lenders will look at work stability as the key factor to determine the loan program that you qualify. Discuss with your lender about the best deal for you.

If you will borrow over eighty-percent of the value of the home, you will most likely have to carry mortgage insurance as part of your monthly fee. This fee normally drops off as soon as you have obtained twenty-percent equity in your home. You can buy out the mortgage but this often results in a higher rate of interest. You should be able to weigh the best option for you based on your needs and plans. A qualified mortgage consultant can help in evaluating your credit report. He or she has strategies and tools to ensure you are managing a credit in such a way to have a higher credit score.

The rates of mortgage are currently volatile. Some lenders adjust their rates several times everyday and usually based on the current market rates. Others change rates once a week. Once again, it is necessary to shop around for the best rates before you settle on one.

Wedding Banquet Halls – Choosing the Right One for Your Special Day

Getting married is an important step in your life. As you plan to say your vows, there are so many decisions to be made. One of the decisions you need to make is where to hold the reception. There may be plenty of banquet halls in your town or city, but you want to find the best one possible to hold your special event in.

Before you start physically going out and looking at banquet halls in your area, set a budget for the amount you can spend on the venue you wish to use. Knowing how much you have to spend will help you to stay within the range that you can afford and will serve as a guideline. Some banquet halls are all-inclusive and more costly, while others ones will include certain items and not others. Find out what is included in the ones you are interested in.

The food that will be served is a large aspect of a wedding reception. Food needs to be a consideration when considering the halls that would make the best venues for your wedding celebration. You will discover that some banquet halls offer their own food services while others do not and that means you would have to hire outside caterers. When you place a call to the places that interest you, discuss with them what type of services they provide.

If you would prefer to use the catering facilities that are offered to you at the hall, find out from the event coordinator what type of menu plan they provide. A venue may have a wide assortment of choices that they can make available to you. You can select what you wish and custom design the menu yourself. Bear in mind though that for the privilege of doing this, you will pay more.

You also need to decide how you want to decorate the reception hall for the big event. Some facilities will supply basic decorations for you to transform the area as you wish. For example, they may be able to provide you with place settings and table coverings. Other types of decorations you may have to find yourself at a different location. Ask others where you can purchase or rent wedding decorations for a fair price.

When you are visiting various banquet halls to rent for your reception, the ones that are touted as all-inclusive may be an option worth learning more about. Many of the all-inclusive ones provide transportation to and from the hall for the newly married couple and may even do so for the wedding party. The event professionals who work for the hall can offer you guidance and assistance when planning all of the details for your special day.